LearnerDriver Car Insurance

Essential for a learner driver, this provides roadside assistance and support if your car breaks down.

Covers legal costs if you need to pursue or defend a claim following an accident.

Provides financial support if you are injured while driving.

Reduces the amount you pay out of pocket when making a claim.

Keeps you on the road with a replacement vehicle while yours is being repaired.

A standard car insurance policy is designed for fully licensed drivers and generally does not cover provisional driver insurance needs. Learner drivers require a policy that allows them to practise safely while being supervised. When you supervise a learner, the insurance must cover both the driver and the vehicle in case of an accident.

Yes, you can drive a friend or family member's car without owning one yourself. Learner driver insurance can be added to the car owner's insurance, which gives you enough coverage for practising.

Most learner driver insurance policies provide cover for when you take your driving test in a car listed on your policy. Any accidents or damage during the test fall under the policy, so you have protection throughout the exam.

After you pass your driving test, your learner driver insurance ends automatically. You will need a new policy for a fully licensed driver before using your car legally. Any cover under the learner policy no longer applies.

Yes, you can choose between a short-term learner insurance and a long-term plan. Short-term options offer flexibility for a few lessons or practice sessions. An annual policy provides continuous cover and may offer better value over a longer period. However, you might not need learner cover for the entire year.

Yes. Comprehensive car insurance protects both the vehicle and its passengers in the event of an accident, as well as damage from fire or theft. Policies often allow you to add a learner driver to an existing plan. This way, learner drivers have full protection whether they are practising in their own car or a family member’s vehicle.

Some insurance policies offer discounts for drivers who cover fewer miles or choose a telematics (black box) policy. These options monitor driving behaviour or mileage, which can reduce premiums for safer, lower-risk drivers.

Many providers allow learner drivers to spread the cost of their insurance over monthly payments. This option makes managing the premium easier, especially for those who can’t pay the full amount upfront.

Most providers activate coverage immediately or within a few hours, so learner driver insurance provides protection from the moment the policy is confirmed.

Most policies restrict travel outside the UK, so a learner driver insurance policy usually only covers driving within the country. UK provisional licences are not valid overseas, so you would have to be qualified to drive separately in the country in question.